Why is it so hard to get your credit score?
Posted on Aug 21, 2008 with Comments 2
korngirl313 asked:
Your allowed one free annual credit report, right? It seems like the only way I can even try to see my credit score I have to go through all these websites, they either want me to pay or don’t give me my credit score. Any suggestions I’m sick of my credit score being this big secret, I don’t even know if I have credit.
Ricardo
Your allowed one free annual credit report, right? It seems like the only way I can even try to see my credit score I have to go through all these websites, they either want me to pay or don’t give me my credit score. Any suggestions I’m sick of my credit score being this big secret, I don’t even know if I have credit.
Ricardo
Filed Under: Credit
You *can* get your credit report for free. The website you’re looking at will forward you to experian, equifax, and transunion which will try to sell you a credit score along with your free credit report. You do not have to buy the credit score to look at your free credit report.
However – for a – real – credit score you should go to and purchase Fico Standard or Fico Complete. This is the industry standard for determining your credit.
If you are interested in monitoring and reading your actual credit report, provides reports from all three bureaus on a daily basis.
Unfortunately, all three agencies charge a fee to get your FICO Score. The only way to get your credit score for free is through some credit card companies that provide the service for free
Example: Providian, WAMU and PayPal Visa
These companies provide your score with your on line statement. It is however only from one credit reporting agenciess. Ones score will vary depending on which agencie they check out.