Risk free?

free annual credit report
babysteaks3 asked:


I have already used up my free annual credit reports from all three credit bureaus. I want to purchase one but it seems like you have to do month to month and then cancel “risk free” and they won’t bill you. Has anyone done this and if so is it a pain in the **** to cancel the “subscription”?

Ervin Hegan

Filed Under: Credit

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  1. Delaina77 says:

    If you go to MyFICO.com you can buy a report form each credit bureau. They are around $15 full price but look around and I bet you can find a discount code. MyFICO is the only place to go if you want to see your real scores.

  2. roginad says:

    If you are disputing any record in your report or were denied for a credit because of mistake in the report you can request new one for free directly from each bureau who messed up your records.
    I have never done cancel “subscription” with credit reports. In other cases I noticed that if you are dealing with reputable company, it is not a problem.

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