How can I find out my FICO score for free ? not credit report fico score?
Wendy b asked:
i know I can go to www.annualcreditreport.com for a free annual once a year credit report, but will this include the fico score and if not can my bank check it. I know when I apply like for a cc or loan, they can check it any ideas?
Jennefer Gries
i know I can go to www.annualcreditreport.com for a free annual once a year credit report, but will this include the fico score and if not can my bank check it. I know when I apply like for a cc or loan, they can check it any ideas?
Jennefer Gries
It should include your FICO score when you pull your credit report.
Your bank can check it but are likely to run only one source, either Experian, Trans Union or Experian. This is not a true view of your credit picture, as one report may contrain info reported that another doesn’t.
For the score the charge is usually around $6. If you apply for a credit card or loan, your report will take a hit. If you look at it yourself, there is no hit for the inquiry.
I wouldnt apply for a loan to find out your FICO score. Or pay a company what you can get for free. Congress allows you to get a free copy of your credit report once a year. Or if you have been denied credit. If you get it directly from the credit agencies you dont have to worry about it affecting you score, as you are not applying for credit.
These are their numbers. Get all of them because they will all be different, its the middle score you are interested in.
Trans Union 866-887-2673
Experian 888-397-3742
Equifax 800-685-1111