Free Annual Credit Report-My Free Annual Credit Report

reena asked:


I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.

Jeremy Brits

phylicia asked:


Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?
If so,how do i do it?

Chad Edison

Grace asked:


Everywhere I have went to get a free credit report they ask for my credit card number and my phone number. I don’t have a credit card or a phone so I was wondering if I could get a free report with out having that.

Miquel Mccarn

kym asked:


I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.

Russel Stam

katharine asked:


I just want my free report. Where is the best website to go to get a FREE credit report?

Eun Arre

nenita asked:


Is there a way to get a free credit report? I heard everyones entitled to 1 free report,state by state?

Kai Galuski

Leah asked:


I am a little credit-challenged at the moment due to some stupid mistakes I made a few years ago, but I am debt-free currently with an annual income of $88K. The only revolving/installment debt I have are 2 car loans for a total of $600/month. Despite my debt/income ratio, though, the payment history is killing me and I cannot get approved for a traditional home mortgage.

Even so, I want to purchase a home and would like to do it before the April 31 deadline for $8K first time homebuyer credit. Since I am still unlikely to be able to qualify for a traditional loan prior to that time, would seller-financing be the way to go? Do they report to the credit bureaus? Are there any specific pitfalls to look for, since I won’t have a realtor guiding me? Is it sort of like renting-to-own??? What would be their rights as lien-holders? I guess I’m afraid of having someone look over me the whole time, like a landlord.

I appreciate your feedback and advice.

Bruno Kovalaske

amiee asked:


I would like to have my free credit report. Where can i obtain a copy of my credit report without paying anything?

Refugio Orea

Coen asked:


You hear from all sorts of places about getting your free credit report, but you just have to sign up for a free trial. And there’s always that catch. I saw something yesterday on the TV about a free credit report being offered and the offer expires end this month? I can’t remember who it was.

Also, that offer aside, what is the legit place to get access to your once a year, free credit report? I don’t trust half of what I read….

Alex Barksdale

Pam asked:


I want to get my free annual credit report but I don’t want it to affect my credit score. I heard that any credit report inquiry can lower your credit score.

Jorge Throckmorton