Free Annual Credit Report Question?
Posted on Jan 29, 2008 with Comments 3
05&08 Mommy asked:
I know you can get a free credit report a year from annualcreditreport.com .. the last one I got was in Nov. 07 .. I know I can’t get a updated “free” one til next Nov. but is there any way of accessing the one that I accessed in Nov. 07?
I know you can get a free credit report a year from annualcreditreport.com .. the last one I got was in Nov. 07 .. I know I can’t get a updated “free” one til next Nov. but is there any way of accessing the one that I accessed in Nov. 07?
Thanks in advance!
Well I’m just trying to clean up my credit credit report .. have not and will not apply for any cc/loans soon 
Demetrius Press
Filed Under: Credit
If it helps, you can get a free credit report when someone, like a bank or credit card company denies you credit. When they notify you they will give you ways to reach the 3 credit bureaus commonly used. Be careful you don’t get locked into a “trial membership” without cancelling it after the trial period is over (or they will charge you).
You can get another credit report for a small fee. Call Trans Union toll free # 1-877-322-8228.
There’s usually a time limit on how long you can access the free report. I can’t remember what it is. I usually save mine to my computer and print it.
If you only got one free report, you can still get a free one from the other two credit bureaus. You’re allowed one each 12 month from all 3 – Experian, Equifax, and TransUnion.