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	<title>Free Annual Credit Report-My Free Annual Credit Report</title>
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	<link>http://free-annual-creditreport.org</link>
	<description>Annual Free Credit Report, Get Free Annual Credit Report</description>
	<lastBuildDate>Tue, 07 Feb 2012 04:38:07 +0000</lastBuildDate>
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		<title>What happens to your credit score when you dispute an account on your credit report?</title>
		<link>http://free-annual-creditreport.org/education/what-happens-to-your-credit-score-when-you-dispute-an-account-on-your-credit-report/</link>
		<comments>http://free-annual-creditreport.org/education/what-happens-to-your-credit-score-when-you-dispute-an-account-on-your-credit-report/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 04:38:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Credit Report Errors]]></category>
		<category><![CDATA[Equifax Dispute]]></category>
		<category><![CDATA[How To Dispute Credit Report]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/education/what-happens-to-your-credit-score-when-you-dispute-an-account-on-your-credit-report/</guid>
		<description><![CDATA[Sullythecreditguy asked: How to dispute credit report errors. What happens to your score when you dispute an account on your credit report? Not what you would think. While FICO will no longer count it toward your FICO score. Most mortgage lenders will not close your loan until all disputed items are removed and accounted for [...]]]></description>
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<div><em><strong>Sullythecreditguy</strong> asked: </em><br/><br/>
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<p><br/>How to dispute credit report errors. What happens to your score when you dispute an account on your credit report? Not what you would think. While FICO will no longer count it toward your FICO score. Most mortgage lenders will not close your loan until all disputed items are removed and accounted for by the FICO scoring model. Watch this to find out how to file an Equifax dispute, an Experian dispute and a TransUnion dispute. How to dispute credit report errors. THIS IS A TYPICAL FIRST STEP TAKEN BY CREDIT REPAIR COMPANIES AND SHOULD BE AVOIDED AT ALL COSTS. SEE MY OTHER VIDEOS ABOUT HOW TO IMPROVE YOUR SCORE<br/><br/>Pei Edds</div>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Credit Report. com</title>
		<link>http://free-annual-creditreport.org/music/free-credit-report-com-5/</link>
		<comments>http://free-annual-creditreport.org/music/free-credit-report-com-5/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 01:33:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Music]]></category>
		<category><![CDATA[Credit Report Com]]></category>
		<category><![CDATA[Free Credit Report Com]]></category>
		<category><![CDATA[High Quality]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/music/free-credit-report-com-5/</guid>
		<description><![CDATA[AlyKat1211 asked: CLICK HIGH QUALITY IN THE LOWER RIGHT My entry for the Free Credit Report . com contest! Vote for me!Noe Rodino]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/music/free-credit-report-com-5/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>AlyKat1211</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/rCqrt9U8e0s&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/rCqrt9U8e0s&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>CLICK HIGH QUALITY IN THE LOWER RIGHT My entry for the Free Credit Report . com contest! Vote for me!<br/><br/>Noe Rodino</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Report Errors &#8211; Step Three &#8211; Dispute False Entries</title>
		<link>http://free-annual-creditreport.org/education/credit-report-errors-step-three-dispute-false-entries/</link>
		<comments>http://free-annual-creditreport.org/education/credit-report-errors-step-three-dispute-false-entries/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 05:13:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Five Steps]]></category>
		<category><![CDATA[Mail Return Receipt]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/education/credit-report-errors-step-three-dispute-false-entries/</guid>
		<description><![CDATA[johngwatts asked: The only way to properly dispute your credit report errors is by a certified mail, return receipt requested, letter to the credit reporting agencies. www.alabamaconsumer.com We&#8217;ll continue this series with the other four steps of the five steps to correcting your credit reports. Here are the frequently asked questions on credit report errors [...]]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/education/credit-report-errors-step-three-dispute-false-entries/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>johngwatts</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/w0lqU0sT0zk&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/w0lqU0sT0zk&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>The only way to properly dispute your credit report errors is by a certified mail, return receipt requested, letter to the credit reporting agencies. www.alabamaconsumer.com We&#8217;ll continue this series with the other four steps of the five steps to correcting your credit reports. Here are the frequently asked questions on credit report errors &#8211; www.alabamaconsumer.com If you live in Alabama feel free to call us at 205-879-2447 or contact us through our website &#8211; www.alabamaconsumer.com Best wishes John Watts<br/><br/>Steven Manero</div>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>All 9 Free Credit Report.Com Commercials **Very Funny**</title>
		<link>http://free-annual-creditreport.org/entertainment/all-9-free-credit-report-com-commercials-very-funny/</link>
		<comments>http://free-annual-creditreport.org/entertainment/all-9-free-credit-report-com-commercials-very-funny/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 18:21:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[New Job]]></category>
		<category><![CDATA[Pirate]]></category>
		<category><![CDATA[Selling Fish]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/entertainment/all-9-free-credit-report-com-commercials-very-funny/</guid>
		<description><![CDATA[FreeCreditReportFree asked: Get Your FREE Credit Score FreeCreditReport.com-specialoffer.net IN SECONDS! EDIT: Apparently the band&#8217;s being replaced due to Experian, the parent company of FreeCreditReport, forcibly changing the brand name to &#8220;FreeCreditScore.com&#8221; Here ya go. Oh yeah, sorry about how the video flashes occasionally, I tried my best but I just couldn&#8217;t fix it. Deal with [...]]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/entertainment/all-9-free-credit-report-com-commercials-very-funny/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>FreeCreditReportFree</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/HZt4MQZdMWY&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/HZt4MQZdMWY&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>Get Your FREE Credit Score FreeCreditReport.com-specialoffer.net IN SECONDS! EDIT: Apparently the band&#8217;s being replaced due to Experian, the parent company of FreeCreditReport, forcibly changing the brand name to &#8220;FreeCreditScore.com&#8221; Here ya go. Oh yeah, sorry about how the video flashes occasionally, I tried my best but I just couldn&#8217;t fix it. Deal with it. Lyrics: New Job/Pirate Restaurant Commercial: They say a man should always dress For the job he wants, so Why&#8217;m I dressed up like a pirate In this restaurant? It&#8217;s all because some hacker Stole my identity Now I&#8217;m in here every evening Serving chowder and iced tea Shoulda gone to: Free credit report dot com Yee-haa! I coulda seen this coming at me like an atom bomb They monitor your credit and send you email alerts So you don&#8217;t end up selling fish to tourists in T-shirts Offer applies with enrollment in Triple Advantage. Dream Girl: Well I married my dream girl I married my dream girl But she didn&#8217;t tell me her credit was bad So now instead of living in a pleasant suburb We&#8217;re living in the basement at her mom and dad&#8217;s. No we can&#8217;t get a loan For a respectable home Just because my girl defaulted on an old credit card If we&#8217;d gone to free credit report dot com I&#8217;d be a happy bachelor with a dog and a yard. Offer applies with enrollment in Triple Advantage. New Car: Well I was shopping for a new car, which one&#8217;s me A cool convertible or an SUV? Too bad I didn&#8217;t know my credit was whack &#8216;Cause now I&#8217;m driving off the <b>&#8230;</b><br/><br/>Zachery Kaderlik</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Credit Report Commercial &#8211; Driving Car</title>
		<link>http://free-annual-creditreport.org/nonprofit/free-credit-report-commercial-driving-car-2/</link>
		<comments>http://free-annual-creditreport.org/nonprofit/free-credit-report-commercial-driving-car-2/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 11:31:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Nonprofit]]></category>
		<category><![CDATA[Absolutely Free]]></category>
		<category><![CDATA[Car Credit]]></category>
		<category><![CDATA[Credit Report Com]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/nonprofit/free-credit-report-commercial-driving-car-2/</guid>
		<description><![CDATA[WatchhimTV1 asked: free credit report free credit report.com credit report commercial free credit credit report credit score free report freecreditreport.com get a free credit report how to get free credit report totally free credit report absolutely free credit report annual free credit report free credit&#8230;Doloris Maker]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/nonprofit/free-credit-report-commercial-driving-car-2/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>WatchhimTV1</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/IeiqyrcQtZk&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/IeiqyrcQtZk&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>free credit report free credit report.com credit report commercial free credit credit report credit score free report freecreditreport.com get a free credit report how to get free credit report totally free credit report absolutely free credit report annual free credit report free credit&#8230;<br/><br/>Doloris Maker</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Remove Judgment from Credit Report</title>
		<link>http://free-annual-creditreport.org/education/remove-judgment-from-credit-report/</link>
		<comments>http://free-annual-creditreport.org/education/remove-judgment-from-credit-report/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:10:24 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Judgment]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/education/remove-judgment-from-credit-report/</guid>
		<description><![CDATA[CreditRepairIntel asked: creditrepairpublishing.com Remove Judgment from Credit ReportCraig Shonts]]></description>
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<div><em><strong>CreditRepairIntel</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/A18NK67U8WU&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/A18NK67U8WU&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>creditrepairpublishing.com Remove Judgment from Credit Report<br/><br/>Craig Shonts</div>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Credit Report &#8211; Pirate</title>
		<link>http://free-annual-creditreport.org/entertainment/free-credit-report-pirate/</link>
		<comments>http://free-annual-creditreport.org/entertainment/free-credit-report-pirate/#comments</comments>
		<pubDate>Mon, 23 Jan 2012 12:50:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Commercials]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Pirate]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/entertainment/free-credit-report-pirate/</guid>
		<description><![CDATA[BestofCommercials asked: One Of The Many Free Credit Report CommercialsDoria Barries]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/entertainment/free-credit-report-pirate/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>BestofCommercials</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/p7K3_RB4kRg&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/p7K3_RB4kRg&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>One Of The Many Free Credit Report Commercials<br/><br/>Doria Barries</div>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Free Credit Report and get a real free FICO score</title>
		<link>http://free-annual-creditreport.org/education/free-credit-report-and-get-a-real-free-fico-score/</link>
		<comments>http://free-annual-creditreport.org/education/free-credit-report-and-get-a-real-free-fico-score/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 09:29:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Fico Score]]></category>
		<category><![CDATA[Mortgage Lenders]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/education/free-credit-report-and-get-a-real-free-fico-score/</guid>
		<description><![CDATA[Sullythecreditguy asked: I am asked all the time where do I get a Free Credit Report? All of the adds on television and the internet have confused most people. Where do I go to get a free credit report? Well there is only one place to actually get a free credit report and a free [...]]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/education/free-credit-report-and-get-a-real-free-fico-score/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>Sullythecreditguy</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/gJNw1W9VmQc&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/gJNw1W9VmQc&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>I am asked all the time where do I get a Free Credit Report? All of the adds on television and the internet have confused most people. Where do I go to get a free credit report? Well there is only one place to actually get a free credit report and a free FICO score. it is at www.annualcreditreport.com Once you get your Free Credit Report then you can go to the Free FICO score estimator and plug in the data from the free credit report and get an actual Free FICO Score. The same score that mortgage lenders use to make a lending decision on a home. Go to www.myfico.com to Plugin the information from the free report and you will get a Free FICO score.<br/><br/>Maurice Proveaux</div>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Karma Answers: How do you remove a hard inquiry from your credit report?</title>
		<link>http://free-annual-creditreport.org/education/credit-karma-answers-how-do-you-remove-a-hard-inquiry-from-your-credit-report/</link>
		<comments>http://free-annual-creditreport.org/education/credit-karma-answers-how-do-you-remove-a-hard-inquiry-from-your-credit-report/#comments</comments>
		<pubDate>Sun, 22 Jan 2012 04:31:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Free Score]]></category>
		<category><![CDATA[Inquiries]]></category>
		<category><![CDATA[Karma]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/education/credit-karma-answers-how-do-you-remove-a-hard-inquiry-from-your-credit-report/</guid>
		<description><![CDATA[CreditKarma asked: You asked, Credit Karma answers! Here are tips on how to remove a hard inquiry from your credit report, and info on how hard inquiries affect your credit score. Brought to you by Credit Karma, home of the truly free credit score. Visit www.creditkarma.com.Kizzie Henrick]]></description>
			<content:encoded><![CDATA[<div name="googleone_share_1" style="position:relative;z-index:5;float: right; margin-left: 10px;"><g:plusone size="standard" count="1" href="http://free-annual-creditreport.org/education/credit-karma-answers-how-do-you-remove-a-hard-inquiry-from-your-credit-report/"></g:plusone></div><div style="float:left; padding: 12px"></div>
<div><em><strong>CreditKarma</strong> asked: </em><br/><br/>
<div class="cc_video"><object width="425" height="355"><param name="movie" value="http://www.youtube.com/v/680pO1qFnno&#038;hl=en"></param><param name="wmode" value="transparent"></param><embed src="http://www.youtube.com/v/680pO1qFnno&#038;hl=en" type="application/x-shockwave-flash" wmode="transparent" width="425" height="355"></embed></object></div>
<p><br/>You asked, Credit Karma answers! Here are tips on how to remove a hard inquiry from your credit report, and info on how hard inquiries affect your credit score. Brought to you by Credit Karma, home of the truly free credit score. Visit www.creditkarma.com.<br/><br/>Kizzie Henrick</div>
]]></content:encoded>
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		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Free Credit Report Commercial( GTA IV STYLE)</title>
		<link>http://free-annual-creditreport.org/entertainment/free-credit-report-commercial-gta-iv-style/</link>
		<comments>http://free-annual-creditreport.org/entertainment/free-credit-report-commercial-gta-iv-style/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 01:06:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Entertainment]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Style]]></category>
		<category><![CDATA[Gta Iv]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/entertainment/free-credit-report-commercial-gta-iv-style/</guid>
		<description><![CDATA[everythinggames asked: Free Credit Report Commercial( GTA IV STYLE)Travis Macewen]]></description>
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<div><em><strong>everythinggames</strong> asked: </em><br/><br/>
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<p><br/>Free Credit Report Commercial( GTA IV STYLE)<br/><br/>Travis Macewen</div>
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