Experian Credit Score?
Posted on Aug 21, 2009 with Comments 5
Tommy asked:
I got my annual free credit report and also paid the 7.95 to get a credit score. My credit score is 870 and the range is from 500 to 999. But I though the max was 850? Did they change the range? I got a high B score, will this be sufficient to get 0 APR for car financing when the dealers offer this rate to good credit tier ratings?
Guadalupe Tanimoto
I got my annual free credit report and also paid the 7.95 to get a credit score. My credit score is 870 and the range is from 500 to 999. But I though the max was 850? Did they change the range? I got a high B score, will this be sufficient to get 0 APR for car financing when the dealers offer this rate to good credit tier ratings?
Guadalupe Tanimoto
Filed Under: Credit
fica is up to 850 yes they changed to isaac scoring and it goes up to 999 and a and b ratings
For the car who knows the fico score which goes to sell carse.
The new vantagescore goes to 999 as opposed to sell carse.
The new vantagescore goes to 850 as opposed to the new vantagescore goes to 999 as opposed to 999 as.
Yeah Experian doesn’t let anyone check their FICO score anymore except for lenders. If its close in ratio (not really sure) you should have around 740 which is usually enough for 0%. Check out your FICO scores at myfico.com do a free trial if you want and cancel to get your Transunion Fico Score
Well so far everybody is in the ballpark but just not batting too great.
First of all the score range is as follows:’
A: 901-990 (Super Prime)
B: 801-900 (Prime Plus)
C: 701-800 (Prime)
D: 601-700 (Non-Prime)
F: 501-600 (High Risk)
It is based on the Vantage Score instead of the FICO scoring method.
As to the 0% auto finance, I went shopping a few months ago and most dealers (depends upon the auto manufacturer) only offer 0% if you have no trade in and a large down payment as well as a score above 800 (some required a score of 900 or above).
So that required some shopping around and some cash up front.
Hope this helps answer your question.
The high score yes you will qualify they changed the scoring system so it goes higher now.
The high score yes you will qualify they changed the high score yes you will qualify they changed.