What’s the best way to monitor your credit?
by admin ~ April 26th, 2007 . Filed under: Credit .
terrestrial asked:
Free annual report? (e.g., annualcreditreport.com)
Monthly credit checks? (e.g., with a paid membership to freecreditreport.com)
What’s your method? what method would you NOT recommend? thanks!
Rusty Klapp
Free annual report? (e.g., annualcreditreport.com)
Monthly credit checks? (e.g., with a paid membership to freecreditreport.com)
What’s your method? what method would you NOT recommend? thanks!
Rusty Klapp
April 28th, 2007 at 1:05 am
Yes, use. Don’t purchase any of the offers, just view your credit report for free.
Here’s the trick. Set up some sort of automated reminder system, like an outlook calendar, to check 1 different report every 4 months. That way you see what’s going on every 4 months, you see all your reports each year, and you never have to pay for it.
April 29th, 2007 at 11:00 pm
annualcreditreport.com
is the only place where reports are free - others are basically scams.
You do not need to monitor your reports. All you need to know is that once a year your report is in top shape with no errors.
If your credit is ever stolen - you won’t owe a dime. Except for some postage and paper and time. If you ever lose a card you have 100% fraud protection.
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