What is the free/cheapest/best way to get my credit score?
Posted on Feb 19, 2006 with Comments 6
brokenmotion1 asked:
I know you can get your free annual credit report, but I would really like the score.
Adam Waterford
I know you can get your free annual credit report, but I would really like the score.
Adam Waterford
Filed Under: Credit
freecreditreport.com
you have to pay for the score, the reports are free-I think you can get 3 different reports but I have had to pay a minamal $6 or so to get the score-it’s worth it to see where you rank.
Cheapest way is through. It is only $7.95 per score that way, the same as if you were to order it by mail directly from the credit reporting agencies. The other way, through the credit reporting agencies web site it costs around $15, and if you sign up for one of those 30 day free trial things it can cost hundreds of dollars, as your credit card gets charged every month.
join a credit monitoring service with a free trial period, then cancel long before it ends.
Take a careful look at your income. If you make $50,000 a year, apply for a $1,000,000 mortgage at any reputable bank (20 X income). You will be turned down, in writing. The US federal government says the credit reporting agency has to provide you a copy of the credit report in this case.
annualcreditreport.com