Possible identity theft?
Posted on Oct 01, 2006 with Comments 3
circa 1980 asked:
I tried to get my free annual credit report from Equifax online, and after typing in my SSN and other personal info, they said they found my file. Just to verify it was me, the next page read, “It looks like you may have taken a mortgage loan sometime around January 2004…”
I tried to get my free annual credit report from Equifax online, and after typing in my SSN and other personal info, they said they found my file. Just to verify it was me, the next page read, “It looks like you may have taken a mortgage loan sometime around January 2004…”
I have NEVER taken out a loan!!! And I’ve always rented! What do I do? Contact Equifax…or someone else? Could this be identity theft?
Thanks, Stan! 
Chung Fanelle
Filed Under: Credit
Quick call the IRS
Call Trans Union toll free @ 1-877-322-8228 for all 3 free reports.
It is very possible you are a victim of identity theft or it could be a simple mix up. I would try to view your credit report to find out what is going on.
You can obtain a free credit report at. This is actually free with no strings attached. By law you are entitled to one free credit report a year.
If you have problems obtaining your report due to the security questions they ask since some stuff is not even yours you can contact the 3 repositories directly.
Equifax: 1-800-525-6285
Experian: 1-888-397-3742
TransUnion: 1-800-680-7289
If you find out you were a victim contact the Federal Trade Commission at. You will need to fill out an ID Theft Affidavit.
I would enroll in a good identity theft protection. One that monitors your credit and does all the restoration work if you become a victim. I use SOLUS ID. The website is.