i dont understand my credit report and what to do?
Posted on Feb 03, 2007 with Comments 4
electroma asked:
I tried to go on annual credit report .com and get a free credit report but all i wanted was my fico score. Expirian wanted 7.95 for it and free credit report dot.com was a 14 day trial. How do i get a fico score without getting charged? Thanks for any help
Lyndon Leming
I tried to go on annual credit report .com and get a free credit report but all i wanted was my fico score. Expirian wanted 7.95 for it and free credit report dot.com was a 14 day trial. How do i get a fico score without getting charged? Thanks for any help
Lyndon Leming
Filed Under: Credit
When you go to annualcreditreport.com, there are three options: Experian, Transunion, and Equifax. Pick a different one.
The FICO score is a separate score from what the credit reporting agencies will provide you for free. You have to go to FICO’s website and they do not provide that for free.
To get your actual score, you are going to have to pay for it. sorry, they just don’t give it out for free
I just went on annualcreditreport.com so I know what you’re talking about. You can view your credit report for free, but that is different and seperate from your credit score. You report is whats used to figure your score. I think Equifax was offering it for 5.95…
freecreditreport.hotusa.org – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.