How to check free annual credit report properly?
by admin ~ August 21st, 2006 . Filed under: Credit .
Google asked:
I went to www.annualcreditreport.com to check my score. I then have to fill out necessary info, then came to a page where I have to select the reporter (TransUnion, Experian, Equifax), before proceeding to a page, there’s a note to click on the link back to annualcreditreport after a visit to the reporter, when are you going to click the link? after filling out another form from that reporting company? it’s kinda confusing coz it says there there’s a fee, so I don’t know if I have to fill out their form. Do I suppose to fill this out before going back to annualcreditreport link?
Guillermo Flummer
I went to www.annualcreditreport.com to check my score. I then have to fill out necessary info, then came to a page where I have to select the reporter (TransUnion, Experian, Equifax), before proceeding to a page, there’s a note to click on the link back to annualcreditreport after a visit to the reporter, when are you going to click the link? after filling out another form from that reporting company? it’s kinda confusing coz it says there there’s a fee, so I don’t know if I have to fill out their form. Do I suppose to fill this out before going back to annualcreditreport link?
Guillermo Flummer
August 23rd, 2006 at 12:06 pm
There is NO FEE at annualcreditreport.com.
You have either hit the wrong website, or you are getting your FICO score from just one of the companies. Either way, don’t do it. I never left that initial website.
FICO - a number that is only given to you and looked at by you since morgage companies like the FHA mortgage, and new car places do not look at them.
They look at your report in detail, your employment history, and your salary. They make their own decision.
FICO = FACO
August 26th, 2006 at 7:28 pm
Credit scores are not free. The credit report is free.