how do I get a 100% free annual credit score?
by admin ~ May 19th, 2008 . Filed under: Credit .
Clay asked:
can we get a free credit score with out having to use a credit card.? 100% free annual credit report. and where do I start to look for the site? Thanks . Any help would be nice . Have a great day
Willard Trabold
can we get a free credit score with out having to use a credit card.? 100% free annual credit report. and where do I start to look for the site? Thanks . Any help would be nice . Have a great day
Willard Trabold
May 20th, 2008 at 3:05 am
Yes,
You have to go thru the signup procedure
May 20th, 2008 at 10:28 pm
annualcreditreport.com is free give you reports from the 3 bureaus and may be acquired on line or through the mail.
They will charge for a “real” FICO. You will likely need one from all 3 bureaus unless you know what your targeted lender uses. The problem with getting one from a lender is you lose 5 - 15 points from inquiries while the ones you pay for cost you zero FICO points. It is worth the 10 - 15 bucks.
May 24th, 2008 at 7:11 am
You can get a free credit report if you go to the bank and apply for a loan and are turned down. Bring the written info to a local credit bureau and they will give it to you free of charge.
May 26th, 2008 at 3:22 pm
annualcreditreport.com gives you a free credit report, but not credit score. I don’t think there’s anywhere to get a free score online. Your bank might do it for you though.
May 28th, 2008 at 8:31 am
Once a year, you can get one free credit report from each of the three major credit reporting agencies: Equifax, Experian, and TransUnion. For more information about this go to.