Does getting your free annual credit report affect your credit?
by admin ~ January 17th, 2010 . Filed under: Credit .
clorinda n asked:
I know that the credit is somewhat based on the number of inquiries on your report. It’s most likely for credit card and loan inquiries, but I’m not sure.
Bud Caradine
I know that the credit is somewhat based on the number of inquiries on your report. It’s most likely for credit card and loan inquiries, but I’m not sure.
Bud Caradine
January 20th, 2010 at 6:07 am
Not at all.
It is expected that you check them once a year.
Failure to do so, would look much worse.
Only go to annualcreditreport.com
all others charge you fees for something that is totally free-
always has been.
Don’t fall for tv commercials.
/
January 20th, 2010 at 9:10 am
There are two different types of inquiries to your credit: soft and hard. When you request your own credit, it is called a soft inquiry and does not affect the score. When a business does it to get your credit rating, it is called a hard query, and that can be reflected in your score.
January 23rd, 2010 at 5:00 am
The free credit report usa national site httpfreecreditreportnationalcom here you can check your credit reporting agencies and your credit score rating hope this help.
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The free credit score rating hope this help.