Anyone else have difficulty getting their Annual Credit Report?
1985 & going strong asked:
For the past several years, I have encountered difficulty getting the free annual credit report from the credit bureaus. For “security purposes”, they each ask some questions ( 2 or 3) to verify my identity — one always involves a mortgage — and I always give the correct response (I don’t have a mortgage). This renders the other question/s about the mortgage inaccurate as well.
For the past several years, I have encountered difficulty getting the free annual credit report from the credit bureaus. For “security purposes”, they each ask some questions ( 2 or 3) to verify my identity — one always involves a mortgage — and I always give the correct response (I don’t have a mortgage). This renders the other question/s about the mortgage inaccurate as well.
Regardless, I have continually gotten the message (after declining to purchase additional services), that I need to mail in additional information to confirm my identity, or wait for some code to show up in the mail that I can use to view my report. I believe there is a phone option as well.
Initially the trouble was only with TransUnion, which lasted for a few years. I have not been able to access my free credit reports beyond the second year after the program’s introduction.
I was wondering if anyone else has experienced difficulty gaining access to their free credit reports?
Benedict Steinmann















For all free 18773228228 for all free 18773228228 for all free reports.
The online instant access doesnt work you can request form.
Sorry I live in UK
I just called TransUnion today to request mine. They didn’t ask about my mortgage.