Anyone else have difficulty getting their Annual Credit Report?

by admin ~ July 11th, 2009 . Filed under: Credit .
free annual credit report
1985 & going strong asked:


For the past several years, I have encountered difficulty getting the free annual credit report from the credit bureaus. For “security purposes”, they each ask some questions ( 2 or 3) to verify my identity — one always involves a mortgage — and I always give the correct response (I don’t have a mortgage). This renders the other question/s about the mortgage inaccurate as well.

Regardless, I have continually gotten the message (after declining to purchase additional services), that I need to mail in additional information to confirm my identity, or wait for some code to show up in the mail that I can use to view my report. I believe there is a phone option as well.

Initially the trouble was only with TransUnion, which lasted for a few years. I have not been able to access my free credit reports beyond the second year after the program’s introduction.

I was wondering if anyone else has experienced difficulty gaining access to their free credit reports?

Benedict Steinmann

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4 Responses to Anyone else have difficulty getting their Annual Credit Report?

  1. stan c

    For all free 18773228228 for all free 18773228228 for all free reports.

  2. jlf

    The online instant access doesnt work you can request form.

  3. jay or

    Sorry I live in UK

  4. Classy Granny

    I just called TransUnion today to request mine. They didn’t ask about my mortgage.

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