meinsla asked:


I’m in the U.S. Army. Shortly after filing my indiana states taxes for 2005 I deployed to Afghanistan. I apparently owed the state revenue service around $40. I am pretty sure I acknowledged this before I deployed but I guess it slipped my mind.

Apparently the revenue service tried to get a hold of me (which they obviously weren’t able to) regarding the situation. Eventually, a sheriff was sent to the address listed on my Indiana state driver’s license and the state revenue service reported a no payment tax lien on my credit report.

All in all, the state got their crummy 40 bucks but I have the negative hit on my credit report.

I was turned down for a car loan because of it. Am I able to dispute this? If this had been under normal circumstances I would have been on top of things and this thing would have gotten paid before anything bad happed.

Tommy Meyer

Princess Claudia asked:


yesterday i went to get a cellphone and i got denied……they said my info did not match what they had on file…..so i couldnt get a contract w/ sprint……months before the same thing happened when i got a credit card …they told me that whenever they pulled up my SS#, another person would pop up…..what should i do…..i tried getting my annual free credit report…and i was only able to get one……i am still waiting on the other 2 (because the address i live in does not match what they have on file for me)……its scary ……what should i do?

Noah Asamoah

valeri asked:


I would like to get my free credit report, I heard that you have the right to get one once a year, Would it count as an inquire when you order your free annual credit report?…I already have lots of inquires.

Thank you

Cliff Dumesnil

Brian J asked:


Recently, I’ve seen a number of questions that go something like, “My grandfather hasn’t filed taxes for 15 years….. What do we do?” Unfortunately, by the time you ask that type question it’s way too late to do anything about it.

Do every one of you request your Social Security Earnings Statement every single year? The government is supposed to send you one just before your birthdate every year. If they don’t, you should request it yourself: http://www.ssa.gov/online/ssa-7004.html

Do every one of you request your free annual credit report every single year? You should request your report from all 3 major credit reporting companies every year: https://www.annualcreditreport.com

The fact that you ask tax-related and financial-related questions on this forum shows that you are interested.

The reports are free. And they might help keep you out of those god-awful financial situations that start off with “I know I should have but I haven’t done…… in 10 years.”
True “The Bomb Diggity”. But, if I tell you, and you tell all your relatives and your friends and they do the same, there will be a positive impact on many more individual taxpayers than just the select few who read this U.S. tax forum.
To “J”. Note that your Social Security earnings may be less than your gross earnings if:
(1) your gross earnings exceed the social security earnings cap, or
(2) you withheld certain pre-tax dollars from your gross earnings.

If you still think that earnings for years before last year are shown incorrectly on your social security earnings statement, call the SSA at 1-800-772-1213 (7a.m. – 7p.m. your local time). If possible, have your W-2 or tax return for those years available.

James Donaghey

thlslsborlng asked:


I got this letter from my bank saying:

Your savings total includes a matching bonus from Bank of America. As of 01/02/09, your first year’s accrued bonus was $xxx.xx. Your first year’s matching bonus will be credited to your savings account following your anniversary date on 01/27/09 and will be identified on your periodic statement as “Annual Keep the Change match for Account xxxx.” Your match payment will be reported to the IRS as interest on Form 1099. Remember, we will continue to match your Keep the Change savings at 5% a year, paid annually up to $250 per year.

Do you only claim interest after its paid to you? Will this go on my 2009 return? They word it like I’m supposed to clam it this year, plus they sent it during tax time. Plus how is matching my keep the change account count as interest. What a scam. Guess there is no such thing as free money.

Erica