Archive for the 'Renting & Real Estate' Category

Is a seller-financed home loan a good option for me?

Thursday, June 17th, 2010

Leah asked: I am a little credit-challenged at the moment due to some stupid mistakes I made a few years ago, but I am debt-free currently with an annual income of $88K. The only revolving/installment debt I have are 2 car loans for a total of $600/month. Despite my debt/income ratio, though, the payment history [...]

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How to check a free credit report if recently denied credit?

Friday, April 2nd, 2010

nicolle asked: I’ve done it before but I just can’t remember how to get a free credit report if i’ve recently been denied credit.Gennie Lanfear

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Is an 11 year old eviction still on my record?

Wednesday, January 6th, 2010

hopefull411 asked: I am about to apply to get an apartment. I had an eviction 11 years ago in OR. The apartment where the eviction occoured has been torn down, so I wouldn’t even know how to get a hold of the owner. I have tried to access tenant searches to see [...]

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How do I get my FREE credit score? I already have my free annual credit report?

Thursday, December 17th, 2009

latesha asked: I get my free credit report every year. I need to know how I can get my free credit score without signing for a free trial membership with the people who require that you sign up. I’d appreciate any good answers someone can send me.Jazmine Gavia

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What responsibility does a realtor have to accurately report annual taxes in the listing, etc?

Monday, June 8th, 2009

Quizzical asked: I’m negotiating the sale price on a house I’d like to buy. All the listings and info sheets provided by the listing agency for the house quoted the annual taxes. My own investigation confirmed that the amount quoted is after several discounts or credits (retirement, veteran, star, and the like).
I would [...]

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Where can I find a low income apartment that doesn’t check my credit report?

Monday, May 11th, 2009

jasnatividad asked: I live in California. My husband and I are in the process of filing for bankruptcy because I had to quit my job. We live with his parents but they are in the process of selling their home and soon we’ll be kicked out. His annual income is $38,000 and [...]

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Check credit for free?

Monday, May 15th, 2006

Mamaof4 asked: My husband and I applied to rent a home and the landlord (a single person, not a rental agency) said she would be checking credit and refrences. However, she didn’t ask for any fee to run our credit report. Normally, I’ve been charged up to $50 for my husband and I to run [...]

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