RSSAll Entries in the "Personal Finance" Category

How fast do credit card companies report changes?

Jim D asked: I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change [...]

Free Annual Credit Report – My Credit Expert Shows How Your Government Mandated Annual Credit Reports Can Save You Money

The Fair and Accurate Credit Transactions Act of 2003 provides people in the United States the right to one free annual credit report from each of the three credit bureaus. Many customers want to know, “How do I order my free annual credit report? And why does this information matter to me?”. Consumers who monitor their credit reports will find errors early. According to a study by the [...]

What is the website for obtaining a free credit report? Not the one that makes you join a service – just free

Amber B asked: I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.Ardis Yordy

If I requested my credit report, and I still HAVENT got it, HOW DO I CONTACT SOMEONE TO TALK TO PERSONALLY?

MICHELLE L asked: I requested a free copy of my annual credit report and it’s been already TWO months, I really need to speak to someone from one of the three credit bureus but the website says they can only talk to me if I have received a credit report. Well thats why I need [...]

Where is the best website to go to get a FREE credit report? Transunion, Equifax , Experian?

katharine asked: I just want my free report. Where is the best website to go to get a FREE credit report?Eun Arre

Any reputable websites where you can obtain your free annual credit report?

gracious94 asked: Where NO credit card is needed?Edward Daylong

How can I order my free credit report online?

nakisha asked: I’ve been to the website to order my free credit report but it always tells me to pay. How can I order my free credit report online?Byron Neaves

Where do we check our annual free credit report?

sallie asked: It is my understanding that each person is entitled one (1), free, annual credit report. I was curious as to the process of receiving this report and from what agency you go through.Tamesha Sylver

am i a victim of id theft?

Princess Claudia asked: yesterday i went to get a cellphone and i got denied……they said my info did not match what they had on file…..so i couldnt get a contract w/ sprint……months before the same thing happened when i got a credit card …they told me that whenever they pulled up my SS#, another person [...]

site for free annual credit report?

jay-jay asked: which site do i use to get a safe free annual credit report.Pearly Loy