All Entries in the "Personal Finance" Category
Credit Report?
nikkiv28 asked: On friday i went and paid off my back medical to the collection agency, In writing i got a letter from the collection agency that they will delete everything off of my credit report. My question is my transunion score is 509 and i am getting deleted 5 medical. My experian score is [...]
How do I get my home mortgage payments to apear on my credit report?
horsefeathers23 asked: I’ve owned it since 2003 and it doesn’t apear on my credit report. I’ve contacted the three credit agencies and they said it was up to the loan servicing corp. or the lender to report it. Neither the loan servicing corporation or lender will report it. I’ve made all payments on time and [...]
What credit report service is the best value?
Peter T asked: I want a service that I can view my credit report and credit score for all major credit bureaus 3 or 4 times a year and make disputes quickly and easily as needed. I don’t want to pay an arm and a leg. I shouldn’t have to buy my own personal information [...]
How to get the credit report directly from credit companies?
raye worsham asked: Hi can anyone know how to get the credit reports directly from credit companies. I want my credit report receipt from companies . If I go and ask them they will provide me report or not.Connie Aylward Share and Enjoy:
How fast do credit card companies report changes?
cathleen peyton asked: I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change [...]
What does a credit report look like after bankruptcy?
Dan H asked: I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it?Jennefer Gries Share and Enjoy:
How long does a credit inquiry stay on my credit report?
jwthornhill1965 asked: I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?Numbers Spiegelman Share and Enjoy:
How do I fix credit report when the credit card company is no longer in business?
INFLGal asked: I am in the process of trying to buy a home and recently reviewed my credit report. I noticed that one account was still reported as opened with a balance. About 4 years ago, I had a credit card account with Conseco Greentree Financial services. The balance was sold off to another company [...]
How to pay off Derogatory items on credit report, increase score?
Daymon N asked: I have some old key Derogatory reports in my credit report. Is there any way to pay these off to increase my credit score? Someone told me if you pay them off, it will still show negative on your credit report. What is the best course of action? I have under $5,000 [...]
What shows up on your credit report when you report your credit card lost/stolen?
babybeast asked: For example, if the credit card company changes your account number and moves everything to a new account, does your credit report now say that the old account is closed and you just opened a new account? I’m trying to figure out if you lose your old credit history when you do this—-especially [...]