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	<title>Free Annual Credit Report - My Free Annual Credit Report &#187; Personal Finance</title>
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	<link>http://free-annual-creditreport.org</link>
	<description>Annual Free Credit Report, Get Free Annual Credit Report</description>
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		<title>What kind of things on your credit report have to do with being unable to open a bank account?</title>
		<link>http://free-annual-creditreport.org/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account/</link>
		<comments>http://free-annual-creditreport.org/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 09:49:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Check Systems]]></category>
		<category><![CDATA[Credit Report]]></category>

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		<description><![CDATA[Unicorn asked: At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ?Neida Bennion]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div>
<div><em><strong>Unicorn</strong> asked: </em><br/><br/><br/>At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ?<br/><br/>Neida Bennion</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-kind-of-things-on-your-credit-report-have-to-do-with-being-unable-to-open-a-bank-account/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What exactly shows up on a credit report?</title>
		<link>http://free-annual-creditreport.org/what-exactly-shows-up-on-a-credit-report-2/</link>
		<comments>http://free-annual-creditreport.org/what-exactly-shows-up-on-a-credit-report-2/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 22:31:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Buying A Car]]></category>
		<category><![CDATA[Buying Car]]></category>
		<category><![CDATA[Mom]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/what-exactly-shows-up-on-a-credit-report-2/</guid>
		<description><![CDATA[dimax g asked: My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that shows up?Vincenzo Sassone]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div>
<div><em><strong>dimax g</strong> asked: </em><br/><br/><br/>My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that shows up?<br/><br/>Vincenzo Sassone</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-exactly-shows-up-on-a-credit-report-2/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Contact information for collection agencies is invalid on my credit report. How do I resolve the disputes?</title>
		<link>http://free-annual-creditreport.org/contact-information-for-collection-agencies-is-invalid-on-my-credit-report-how-do-i-resolve-the-disputes-2/</link>
		<comments>http://free-annual-creditreport.org/contact-information-for-collection-agencies-is-invalid-on-my-credit-report-how-do-i-resolve-the-disputes-2/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 04:10:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Contact Information]]></category>
		<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/contact-information-for-collection-agencies-is-invalid-on-my-credit-report-how-do-i-resolve-the-disputes-2/</guid>
		<description><![CDATA[penny g asked: I got a copy of my credit report and sent letters to the various collection agencies asking for them to verify my debt. Three of the letters came back as undeliverable.Tommy Ansoategui]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div>
<div><em><strong>penny g</strong> asked: </em><br/><br/><br/>I got a copy of my credit report and sent letters to the various collection agencies asking for them to verify my debt. Three of the letters came back as undeliverable.<br/><br/>Tommy Ansoategui</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/contact-information-for-collection-agencies-is-invalid-on-my-credit-report-how-do-i-resolve-the-disputes-2/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>How to pay medical bills on my credit report?</title>
		<link>http://free-annual-creditreport.org/how-to-pay-medical-bills-on-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-to-pay-medical-bills-on-my-credit-report/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 12:04:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Medical Bills]]></category>
		<category><![CDATA[Pay Bills]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/how-to-pay-medical-bills-on-my-credit-report/</guid>
		<description><![CDATA[Lady asked: What is the proper way to clear up your credit? I have a lot of things falling off my credit report this year. Also, I have some medical bills I need to pay off. For the things that suppose to fall off do I dispute it? If so how many can you do [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div>
<div><em><strong>Lady</strong> asked: </em><br/><br/><br/>What is the proper way to clear up your credit? I have a lot of things falling off my credit report this year. Also, I have some medical bills I need to pay off. For the things that suppose to fall off do I dispute it? If so how many can you do at one time? For as things I need to a pay off  do I do DV first and then do PFD? Are go straight for the PFD? What is the proper way of take care of this?<br/><br/>Adam</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/how-to-pay-medical-bills-on-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>What is the best way to check my credit report?</title>
		<link>http://free-annual-creditreport.org/what-is-the-best-way-to-check-my-credit-report-2/</link>
		<comments>http://free-annual-creditreport.org/what-is-the-best-way-to-check-my-credit-report-2/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 12:57:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Check My Credit]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Reason]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/what-is-the-best-way-to-check-my-credit-report-2/</guid>
		<description><![CDATA[Josh Q asked: I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do it?Terra Huth]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"></div>
<div><em><strong>Josh Q</strong> asked: </em><br/><br/><br/>I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do it?<br/><br/>Terra Huth</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-is-the-best-way-to-check-my-credit-report-2/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How can I get a negative item off my credit report?</title>
		<link>http://free-annual-creditreport.org/how-can-i-get-a-negative-item-off-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-can-i-get-a-negative-item-off-my-credit-report/#comments</comments>
		<pubDate>Sat, 13 Aug 2011 13:59:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection Agencies]]></category>
		<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/how-can-i-get-a-negative-item-off-my-credit-report/</guid>
		<description><![CDATA[trin2bhealthyn08 asked: This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy) The problem is, apparently it keeps getting picked up by different collection agencies so it keeps &#8220;re-appearing&#8221; on my credit reports. It&#8217;s the only negative thing on my cr but [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report242.jpg"><img src="/wp-content/uploads/cc/credit_report242.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>trin2bhealthyn08</strong> asked: </em><br/><br/><br/>This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy)  The problem is, apparently it keeps getting picked up by different collection agencies so it keeps  &#8220;re-appearing&#8221; on my credit reports.  It&#8217;s the only negative thing on my cr but it&#8217;s something that could hurt my chances for a good interest rate on a future loan.  How can I get this &#8220;permanently&#8221;  off my credit reports?? Help!<br/><br/>Argentina Yazzle</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/how-can-i-get-a-negative-item-off-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>13</slash:comments>
		</item>
		<item>
		<title>What to if your credit report shows a charged off account?</title>
		<link>http://free-annual-creditreport.org/what-to-if-your-credit-report-shows-a-charged-off-account/</link>
		<comments>http://free-annual-creditreport.org/what-to-if-your-credit-report-shows-a-charged-off-account/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 08:28:22 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/what-to-if-your-credit-report-shows-a-charged-off-account/</guid>
		<description><![CDATA[Carstopper asked: I have an account on my credit report that is charged off. Do I leave it alone or try to pay them. What is going to happen to the account if I leave it along?Samuel Wessinger]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report263.jpg"><img src="/wp-content/uploads/cc/credit_report263.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>Carstopper</strong> asked: </em><br/><br/><br/>I have an account on my credit report that is charged off. Do I leave it alone or try to pay them. What is going to happen to the account if I leave it along?<br/><br/>Samuel Wessinger</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-to-if-your-credit-report-shows-a-charged-off-account/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How many years until charged off accounts fall off of my credit report?</title>
		<link>http://free-annual-creditreport.org/how-many-years-until-charged-off-accounts-fall-off-of-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-many-years-until-charged-off-accounts-fall-off-of-my-credit-report/#comments</comments>
		<pubDate>Fri, 05 Aug 2011 01:55:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Credit Report]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/how-many-years-until-charged-off-accounts-fall-off-of-my-credit-report/</guid>
		<description><![CDATA[Angie asked: I had a couple of credit cards with low balances charge off on my credit report in 2003. When will these stop reporting to my account? And if its 7 years, what needs to be done after 7 years? And do you go from the time it was charged off, or from the [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report275.jpg"><img src="/wp-content/uploads/cc/credit_report275.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>Angie</strong> asked: </em><br/><br/><br/>I had a couple of credit cards with low balances charge off on my credit report in 2003.  When will these stop reporting to my account?<br />
And if its 7 years, what needs to be done after 7 years?  And do you go from the time it was charged off, or from the time the account was opened?<br/><br/>Rayford Laurenitis</div>
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			<wfw:commentRss>http://free-annual-creditreport.org/how-many-years-until-charged-off-accounts-fall-off-of-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>How does a wrong address affect my credit report?</title>
		<link>http://free-annual-creditreport.org/how-does-a-wrong-address-affect-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-does-a-wrong-address-affect-my-credit-report/#comments</comments>
		<pubDate>Thu, 04 Aug 2011 13:21:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Current Address]]></category>
		<category><![CDATA[Wrong Address]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/how-does-a-wrong-address-affect-my-credit-report/</guid>
		<description><![CDATA[Mike Z asked: I got a copy of my credit report and the address listed under &#8220;current address&#8221; is in another state, and I&#8217;ve never lived there! I don&#8217;t know where this address came from, and will dispute it, but how does that affect my credit report?Moises Share]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report258.jpg"><img src="/wp-content/uploads/cc/credit_report258.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>Mike Z</strong> asked: </em><br/><br/><br/>I got a copy of my credit report and the address listed under &#8220;current address&#8221; is in another state, and I&#8217;ve never lived there! I don&#8217;t know where this address came from, and will dispute it, but how does that affect my credit report?<br/><br/>Moises Share</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/how-does-a-wrong-address-affect-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<item>
		<title>What do I do if something is reporting twice on my credit report?</title>
		<link>http://free-annual-creditreport.org/what-do-i-do-if-something-is-reporting-twice-on-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/what-do-i-do-if-something-is-reporting-twice-on-my-credit-report/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 09:55:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Student Loan]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/personal-finance/what-do-i-do-if-something-is-reporting-twice-on-my-credit-report/</guid>
		<description><![CDATA[crizzy u asked: I have a student loan that is reporting twice on my credit report for the same amount adding up to twice the debt. This is effecting my credit score as well as my ability to get a job and I need to fix it fast. What do I do?Marshall Wind]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report283.jpg"><img src="/wp-content/uploads/cc/credit_report283.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>crizzy u</strong> asked: </em><br/><br/><br/>I have a student loan that is reporting twice on my credit report for the same amount adding up to twice the debt. This is effecting my credit score as well as my ability to get a job and I need to fix it fast. What do I do?<br/><br/>Marshall Wind</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-do-i-do-if-something-is-reporting-twice-on-my-credit-report/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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