All Entries in the "Personal Finance" Category
What kind of things on your credit report have to do with being unable to open a bank account?
Unicorn asked: At the bank they said that it was not because of check systems, but because of a credit report thing. Just curious as to what kind of thing on a credit report would cause a bank account to be unable to be opened ?Neida Bennion Share and Enjoy:
What exactly shows up on a credit report?
dimax g asked: My mom has been thinking of buying a car from the dealer. I know they check your credit and was wondering what exactly shows up on a credit report and if they show you the stuff that shows up?Vincenzo Sassone Share and Enjoy:
Contact information for collection agencies is invalid on my credit report. How do I resolve the disputes?
penny g asked: I got a copy of my credit report and sent letters to the various collection agencies asking for them to verify my debt. Three of the letters came back as undeliverable.Tommy Ansoategui Share and Enjoy:
How to pay medical bills on my credit report?
Lady asked: What is the proper way to clear up your credit? I have a lot of things falling off my credit report this year. Also, I have some medical bills I need to pay off. For the things that suppose to fall off do I dispute it? If so how many can you do [...]
What is the best way to check my credit report?
Josh Q asked: I have no reason to think that there would be a problem with my credit report, but I would like to check it because I have NEVER done so! Can anyone recommend a good way to do it?Terra Huth Share and Enjoy:
How can I get a negative item off my credit report?
trin2bhealthyn08 asked: This occurred in 1998 and I know that it is only suppose to be on my credit report for 7 years.(not a bankruptcy) The problem is, apparently it keeps getting picked up by different collection agencies so it keeps “re-appearing” on my credit reports. It’s the only negative thing on my cr but [...]
What to if your credit report shows a charged off account?
Carstopper asked: I have an account on my credit report that is charged off. Do I leave it alone or try to pay them. What is going to happen to the account if I leave it along?Samuel Wessinger Share and Enjoy:
How many years until charged off accounts fall off of my credit report?
Angie asked: I had a couple of credit cards with low balances charge off on my credit report in 2003. When will these stop reporting to my account? And if its 7 years, what needs to be done after 7 years? And do you go from the time it was charged off, or from the [...]
How does a wrong address affect my credit report?
Mike Z asked: I got a copy of my credit report and the address listed under “current address” is in another state, and I’ve never lived there! I don’t know where this address came from, and will dispute it, but how does that affect my credit report?Moises Share Share and Enjoy:
What do I do if something is reporting twice on my credit report?
crizzy u asked: I have a student loan that is reporting twice on my credit report for the same amount adding up to twice the debt. This is effecting my credit score as well as my ability to get a job and I need to fix it fast. What do I do?Marshall Wind Share and [...]