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	<title>Free Annual Credit Report - My Free Annual Credit Report &#187; Law &amp; Ethics</title>
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	<description>Annual Free Credit Report, Get Free Annual Credit Report</description>
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		<title>How long can a bank keep a delinquency on a credit report?</title>
		<link>http://free-annual-creditreport.org/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 13:37:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Credit Reporting Agencies]]></category>
		<category><![CDATA[Financial Trouble]]></category>
		<category><![CDATA[Mobile Home]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report/</guid>
		<description><![CDATA[cmw99us asked: Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and this [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/credit_report46.jpg"><img src="/wp-content/uploads/cc/credit_report46.jpg" title='credit report' alt='credit report' /></a></div>
<div><em><strong>cmw99us</strong> asked: </em><br/><br/><br/>Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned.  I defaulted on the loan that year, but it is still on my credit report.  I wrote letters to the bank and to the credit reporting agencies, and this is still on my credit report.  This is the only bad credit/delinquency I&#8217;ve ever had.  I would appreciate any suggestions.<br/><br/>Abe Clyburn</div>
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			<wfw:commentRss>http://free-annual-creditreport.org/how-long-can-a-bank-keep-a-delinquency-on-a-credit-report/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>How do I obtain my free annually credit report?</title>
		<link>http://free-annual-creditreport.org/how-do-i-obtain-my-free-annually-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-do-i-obtain-my-free-annually-credit-report/#comments</comments>
		<pubDate>Thu, 29 Apr 2010 13:34:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Free Yearly Credit Report]]></category>
		<category><![CDATA[How Do I Get My Free Credit Report]]></category>
		<category><![CDATA[Yearly Credit Report]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/how-do-i-obtain-my-free-annually-credit-report/</guid>
		<description><![CDATA[versie asked: How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_credit_report41.jpg"><img src="/wp-content/uploads/cc/free_credit_report41.jpg" title='free credit report' alt='free credit report' /></a></div>
<div><em><strong>versie</strong> asked: </em><br/><br/><br/>How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I find the mojor credit agencies and how do I get my free credit report.<br/><br/>Raymundo Woodall</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/how-do-i-obtain-my-free-annually-credit-report/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>my ex husband did a credit report on me and now I get one?</title>
		<link>http://free-annual-creditreport.org/my-ex-husband-did-a-credit-report-on-me-and-now-i-get-one/</link>
		<comments>http://free-annual-creditreport.org/my-ex-husband-did-a-credit-report-on-me-and-now-i-get-one/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 21:56:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Annual Free Credit Report]]></category>
		<category><![CDATA[Annual Report]]></category>
		<category><![CDATA[Credit Monitoring]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Monitoring]]></category>
		<category><![CDATA[Question And Answer]]></category>
		<category><![CDATA[Secret Question And Answer]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/my-ex-husband-did-a-credit-report-on-me-and-now-i-get-one/</guid>
		<description><![CDATA[sneezy7231969 asked: I just found out that my ex husband set up an account on the annual free credit report and now is monitoring my credit. I can&#8217;t get on there to check my credit report. He set up a password and user ID and a secret question and answer. What do I do? I [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_annual_credit_report253.jpg"><img src="/wp-content/uploads/cc/free_annual_credit_report253.jpg" title='free annual credit report' alt='free annual credit report' /></a></div>
<div><em><strong>sneezy7231969</strong> asked: </em><br/><br/><br/>I just found out that my ex husband set up an account on the annual free credit report and now is monitoring my credit.  I can&#8217;t get on there to check my credit report.  He set up a password  and user ID and a secret question and answer.  What do I do?  I called him and he said &#8220;sucks to be you&#8221;<br/><br/>Drew Bazin</div>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How do i get my free credit score? If i already have my free annual credit report?</title>
		<link>http://free-annual-creditreport.org/how-do-i-get-my-free-credit-score-if-i-already-have-my-free-annual-credit-report/</link>
		<comments>http://free-annual-creditreport.org/how-do-i-get-my-free-credit-score-if-i-already-have-my-free-annual-credit-report/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 15:59:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Annual Report]]></category>
		<category><![CDATA[Credit Score Report]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Credit Score]]></category>
		<category><![CDATA[Free Credit Score Report]]></category>
		<category><![CDATA[Free Score]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/how-do-i-get-my-free-credit-score-if-i-already-have-my-free-annual-credit-report/</guid>
		<description><![CDATA[asked: I get my free credit report every year. I need to know how I can get my free credit score I&#8217;d appreciate any good answers someone can teach me, how to get free credit score report.Allie Dimitry]]></description>
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<div><em><strong></strong> asked: </em><br/><br/><br/>I get my free credit report every year. I need to know how I can get my free credit score  I&#8217;d appreciate any good answers someone can teach me, how to get free credit score report.<br/><br/>Allie Dimitry</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/how-do-i-get-my-free-credit-score-if-i-already-have-my-free-annual-credit-report/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>What should I do if I did not receive my free credit report and score?</title>
		<link>http://free-annual-creditreport.org/what-should-i-do-if-i-did-not-receive-my-free-credit-report-and-score/</link>
		<comments>http://free-annual-creditreport.org/what-should-i-do-if-i-did-not-receive-my-free-credit-report-and-score/#comments</comments>
		<pubDate>Sun, 08 Nov 2009 03:21:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Annual Credit Score]]></category>
		<category><![CDATA[Free Annual Credit Score]]></category>
		<category><![CDATA[Free Credit Report]]></category>
		<category><![CDATA[Free Score]]></category>
		<category><![CDATA[Mail]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/what-should-i-do-if-i-did-not-receive-my-free-credit-report-and-score/</guid>
		<description><![CDATA[delora asked: I checked annualcreditreport and it stated that I visited the three main companies. They did not display my score and kicked me off. I requested the information via mail and did not receive any type of response. What do I do now? I do not want to pay for my free annual credit [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_annual_credit_report245.jpg"><img src="/wp-content/uploads/cc/free_annual_credit_report245.jpg" title='free annual credit report' alt='free annual credit report' /></a></div>
<div><em><strong>delora</strong> asked: </em><br/><br/><br/>I checked annualcreditreport and it stated that I visited the three main companies. They did not display my score and kicked me off. I requested the information via mail and did not receive any type of response. What do I do now? I do not want to pay for my free annual credit score.<br/><br/>Wendy Burgy</div>
]]></content:encoded>
			<wfw:commentRss>http://free-annual-creditreport.org/what-should-i-do-if-i-did-not-receive-my-free-credit-report-and-score/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Can and is it legal for a collection agency to put a credit freeze on my credit report?</title>
		<link>http://free-annual-creditreport.org/can-and-is-it-legal-for-a-collection-agency-to-put-a-credit-freeze-on-my-credit-report/</link>
		<comments>http://free-annual-creditreport.org/can-and-is-it-legal-for-a-collection-agency-to-put-a-credit-freeze-on-my-credit-report/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 09:46:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Law & Ethics]]></category>
		<category><![CDATA[Annual Credit Report]]></category>
		<category><![CDATA[Annual Report]]></category>
		<category><![CDATA[Credit Freeze]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Free Annual Credit Report]]></category>
		<category><![CDATA[Free Score]]></category>

		<guid isPermaLink="false">http://free-annual-creditreport.org/law-ethics/can-and-is-it-legal-for-a-collection-agency-to-put-a-credit-freeze-on-my-credit-report/</guid>
		<description><![CDATA[Kathy asked: Tried to get a free annual credit report/credit score a few weeks ago and I was told there was a credit freeze on my credit report. I didn&#8217;t put the freeze on it myself, and the only other thing I can think of that would cause this to happen is that I have [...]]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/free_annual_credit_report250.jpg"><img src="/wp-content/uploads/cc/free_annual_credit_report250.jpg" title='free annual credit report' alt='free annual credit report' /></a></div>
<div><em><strong>Kathy</strong> asked: </em><br/><br/><br/>Tried to get a free annual credit report/credit score a few weeks ago and I was told there was a credit freeze on my credit report. I didn&#8217;t put the freeze on it myself, and the only other thing I can think of that would cause this to happen is that I have a small bill that I haven&#8217;t been able to pay and it has gone to a collection agency!<br/><br/>Dwain Arbon</div>
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		<slash:comments>4</slash:comments>
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