All Entries in the "Law & Ethics" Category
How long can a bank keep a delinquency on a credit report?
cmw99us asked: Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and this [...]
How do I obtain my free annually credit report?
versie asked: How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet [...]
my ex husband did a credit report on me and now I get one?
sneezy7231969 asked: I just found out that my ex husband set up an account on the annual free credit report and now is monitoring my credit. I can’t get on there to check my credit report. He set up a password and user ID and a secret question and answer. What do I do? I [...]
How do i get my free credit score? If i already have my free annual credit report?
asked: I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.Allie Dimitry
What should I do if I did not receive my free credit report and score?
delora asked: I checked annualcreditreport and it stated that I visited the three main companies. They did not display my score and kicked me off. I requested the information via mail and did not receive any type of response. What do I do now? I do not want to pay for my free annual credit [...]
Can and is it legal for a collection agency to put a credit freeze on my credit report?
Kathy asked: Tried to get a free annual credit report/credit score a few weeks ago and I was told there was a credit freeze on my credit report. I didn’t put the freeze on it myself, and the only other thing I can think of that would cause this to happen is that I have [...]