Archive for the 'Law & Ethics' Category

How do I obtain my free annually credit report?

Thursday, April 29th, 2010

versie asked: How do I obtain my free yearly credit report from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet [...]

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my ex husband did a credit report on me and now I get one?

Thursday, December 17th, 2009

sneezy7231969 asked: I just found out that my ex husband set up an account on the annual free credit report and now is monitoring my credit. I can’t get on there to check my credit report. He set up a password and user ID and a secret question and answer. What [...]

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How do i get my free credit score? If i already have my free annual credit report?

Tuesday, November 10th, 2009

asked: I get my free credit report every year. I need to know how I can get my free credit score I’d appreciate any good answers someone can teach me, how to get free credit score report.Allie Dimitry

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What should I do if I did not receive my free credit report and score?

Sunday, November 8th, 2009

delora asked: I checked annualcreditreport and it stated that I visited the three main companies. They did not display my score and kicked me off. I requested the information via mail and did not receive any type of response. What do I do now? I do not want to pay for my free annual credit [...]

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Can and is it legal for a collection agency to put a credit freeze on my credit report?

Sunday, October 4th, 2009

Kathy asked: Tried to get a free annual credit report/credit score a few weeks ago and I was told there was a credit freeze on my credit report. I didn’t put the freeze on it myself, and the only other thing I can think of that would cause this to happen is that I have [...]

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