All Entries in the "Credit" Category
How do you have a judgement removed from your credit report if identity theft is involved?
getovait asked: I am a victim of identity theft but caught it years too late because I did not check my credit report. I’ve been reviewing my report this last week and on one of the reporting agencies is a judgment for a debt that I did not make. I have already disputed the items, [...]
Will my credit report be affected if I pay more than the minimum payment, but not the entire balance?
chrisheaster asked: Will my credit report be affected if I pay more than the minimum payment, but not the entire balance?Amina Tankson
Where can I get my credit report in person in Indianapolis?
James R asked: I want to walk in and get my credit report and score in person, not online. I don’t care if there is a fee. Thank you for your answers. I did back in the 80′s get my report in person from a place called retail merchants association in Lubbock, Texas when I [...]
What counts as a serious delinquency on your credit report?
the who asked: Certain cards such as chase, require that your credit history is clear of bankruptcy, serious delinquencies or denied credit by them for 6 months. What counts as a serious delinquency, 30/60/90 days late? And how long do any type of delinquencies stay on your credit report? also are they as bad as [...]
How do I find out who reported on my credit report?
Kristy M asked: There are unpaid medical bills on my credit report. I am willing to pay but the only information is an amount, and it also says “Medical Payment Data.” I want to pay this debt but I don’t know how to find out who to pay.Odis Mcratt
How long do things stay on your credit report?
Elegantly Basic asked: Things like an eviction, reposession, or credit cards? Do medical bills count? Is there a web site that I can check my credit report for free without having to sign up for other things?Jonah Grant
How long does unpaid credit cards stay in your credit report or does it ever go away?
Prostidude asked: If i had a credit card about 10 years ago that i never paid off and stopped payin on about 8 yearswill that still show up on my report?will it ever go away?will it effect me if i try and go get a loan?Phil Ganibe
How long does a small collections amount stay on your credit report?
Sean R asked: I checked my wife’s credit report and she has a small collections amount of $23. She was unaware of it and thinks it may have been from her divorce. She thinks her ex-husband never took care of it or failed to provide the bill to her. I’m paying it off so that [...]
How come my negative marks on my credit report is not falling off but being transferred?
Ann asked: I hear that after 7 years from the date of my delinquency, the negative report will fall off, but my debt from more than 5 years ago are being sold or transferred to new companies and they are demanding more money when I reviewed my credit report. How and why is this happening [...]
What does it mean when something gets deleted from your credit report?
Cheyenne asked: I recently disputed some negative things on my credit report. Experian sent me a letter that they were deleted. Does this mean that they can no longer be seen by possible creditors or would they still show up? I disputed these things with all 3 credit agencies. Do you think they will also [...]