are some credit report sites a scam?

free annual credit report
Helen asked:


I usually go to annual credit report, but when u type it into the search engine so many come out. I know the official is annualcreditreport.com, but are all the other sites that claim to give you free credit reports a scam?

Laurel Gabisi

Filed Under: Credit

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  1. bdancer222 says:

    The three credit bureaus all have sites set up that offer free credit reports if you sign up for their monitoring services. There probably other companies too. It’s not that they are actually scams, but they sorta skim over that requirement to sign up for the monitoring services.

    I think FreeCreditReport.com is the worse. The name is very misleading and their commercials seem to be very effective.

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