Archive for June, 2011
Free Credit Score & Free Credit Report, No Credit Card Needed, at Quizzle.com
quizzle asked: Quizzle.com is the free and easy way to manage your home, money and credit – all in one spot. It’s also the ONLY website that gives you BOTH a free credit report and free credit score, no catches, no trial subscriptions, no credit card needed. By joining Quizzle (it’s free!), you’ll also get [...]
Does it affect your credit score if you request a credit report just for your information?
matthew l asked: I know it affects your credit score negatively everytime you APPLY for something (car, loan, credit card) and they check your credit report to see if you qualify and you end up not qualifying. But does it affect your credit score if you request your own credit report just FOR YOUR INFORMATION, [...]
How many times a year can you access your credit report?
Crystal Sunshine asked: I know everyone is entitled to a free credit report each year but can you pay for additional credit reports? Will obtaining more than 1 credit report a year have a negative impact on the credit history or score? Thanks!Leroy Wardle
How does bad credit come off your credit report once you have passed the 7 year deadline?
sam m asked: Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has passed?Margeret Caspersen
NEW Debt Watchers Program Monitor Your Credit Report & Get Out Of Debt www.MyDebtFreeSolution.com
dfwmoneymatters asked: www.MyDebtFreeSolution.com Poem / Rep ID: NSHY7 Debt Watchers is an exclusive program only available to you by invitation, that uses Equifax Credit Reports to track consumer debt, and estimate how long it will take you to become debt free. It also monitors your credit, provides credit reports, and protects you from Identity theft. [...]
How do I remove incorrect information from my credit report?
TLC asked: I had a fraudulent account on my report and I disputed it with equifax. I got my results back and it was removed from my equifax credit report. How do I remove it from experian and transunion? Do I have to file a another dispute or can I just send a copy of [...]
Martin Credit Card Blues Part 1
BigBlackGuy3 asked: Martin and an old friend get arrested for committing credit card fraud. So, Gina and the gang quickly scramble to come up with bail money.Emily
Clark Howard: Fix your credit report
HLN asked: A consumer asks how she can have her daughter’s personal information and bad credit removed from her credit report.Orval Heiney
How could I report something on a credit report?
Rapture asked: Lets say my dad would lend me $1,000 And he wants to report my payments to the credit bureaus. Could he do this?Lucio Newson
When a leasing company checks your credit, do they look at your report or score?
cheneytardio asked: I am somewhat worried about the credit check a leasing company will be doing on me once I apply for an apartment. I have checked my credit and I believe that my credit report will get me the apartment with no problem, but my credit score is above average (not excellent) and I [...]