RSSArchive for April, 2011

What happens to your public record and credit report when you get evicted?

SJSU1429 asked: I am about to be evicted for noise complaints. Will this show on my public record? Will this show on my credit report? We DO NOT owe the land lord any money. Is there any way we can get this to not show up on both our public record and credit report if [...]

What happens to your credit report after filling bankruptcy?

Jason asked: Does all the bad credit listed on your report just get wiped out? Is there a bankruptcy listed on it? I heard you can get credit very easily after filing bankruptcy as you cannot file bankruptcy for 7 years. Is that true? I heard its easy to rebuild your credit after.Sol Redfern

How long does it take for itemizations to appear on your credit report?

jammie klaus asked: I have just paid off one credit card and a substantial amount on another credit card. If I were to apply for a loan with someone and they were to check my credit report, how long after the time that I have paid off my credit card, can I expect it to [...]

How can I get my credit report online for free with out using a credit card?

Nathen Marlee asked: I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my report without using a credit card?Dave

What is the difference between a credit score and a credit report?

. asked: I did my research and I realized that i have a good credit report standing. I only have 2 accounts that I am currently using. Out of those two, for one I do have a balance but I always pay my bills on time except for two times when i was late because, [...]

What does a credit report look like after bankruptcy?

Whitney asked: I wanted to get information on what your credit report looks like after filing ch 7 bk. Does it still list all your accounts with the balances just with discharged on each, or is your credit report blank with just the bk on it?Marshall Eppenger

How long does a credit inquiry stay on my credit report?

jwthornhill1965 asked: I recently checked my credit report and noticed that three credit inquires I made this December (MC, Discover & Visa) were still on my report. How long do they stay?Numbers Spiegelman

credit report?

wieand05 asked: I just found out I have a collection on my credit report for $69. I have no idea what it is or anything. I have to wait til tomorrow and call them before noon. What would happen if I paid that? Will it lower my credit score or will it go up a [...]

How to remove bad credit from your report?

Emily S asked: My boyfriend has been trying to clear his credit. He has written to all of the companies on his credit report that he owes money to, in hopes of negotiating settlements. One company will not respond to him. He has written them twice since August, certified mail. He has gotten both receipts [...]

credit Report?

Lady Maria asked: OK, I’ve never really understood the whole credit thing. And i dont know if i have bad credit or no credit…but, i can’t seem to get a credit card from anywhere to even build credit? Where is the best place to check out my credit report safelly and help me understand in [...]