How do you get your free credit report if you don’t have the requested information?
Friday, June 12th, 2009David asked: I recently attempted to get my free annual credit report online, however my attempt hit a wall when I was asked to provide a credit card number for a debt that I had accrued a few years ago. I no longer have any information which tells me what this number is and [...]
When banks or car dealers check your credit.are they getting a credit report or just a number?
Friday, June 12th, 2009evoxpisces asked: I’ve asked this question several times and never got the answer I wanted, so here it goes again….this is a very simple question with a very simple answer. I just want to know when you take out a car loan at a bank or dealership…what are they getting? Do they show [...]
I owe about $ 50K in personal debt and $ 25K in credit report. How much debt would justify for BK 7?
Thursday, June 11th, 2009luckycup asked: our gross annual income is $ 80K but we’re still not making pay check to paycheck. I am behind on my utilities, car payments, etc, etc. Which way would be a good way to go? Can a Chapter 7 be filed or a debtor has to file chp 13 first?Grant Styons
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Do I get credit report if my mother co signs for me to have credit card?
Wednesday, June 10th, 2009living life one day at a time asked: I am 17 and starting an online business so I have to have a credit card. My mom has agreed to co-sign for me to get a card, but I don’t know if the card will affect her credit or will it start building me a credit [...]
Should I cancel my credit card?
Wednesday, June 10th, 2009shamieya asked: I know older accounts look better on the credit report, and my oldest credit card account is a card with an annual fee. Now that my credit is better, I’ve gotten cards that have no annual fee, but I have’nt had them very long. Should I cancel the older account to avoid the [...]
Best credit card for tracking your budget?
Tuesday, June 9th, 2009micahalp asked: I’m looking for a credit card that offers monthly statements broken down by category. (My current credit card send me an annual purchase behavior report once a year, but I’d like to have the info monthly)
Bonus points if it includes comparisons to historic monthly spending.
Lastly, of course, it would be good if [...]
Is there a prepaid credit card that has no annual fee AND gets reported to the credit bureau?
Monday, June 8th, 2009Katie asked: I want to get a prepaid credit card, because I have no credit, and am having trouble getting it because of that fact. I want to find one that has both benefits: 1. no annual fee 2. gets reported to the credit bureau
I have googled it and everything and am having trouble finding [...]
What responsibility does a realtor have to accurately report annual taxes in the listing, etc?
Monday, June 8th, 2009Quizzical asked: I’m negotiating the sale price on a house I’d like to buy. All the listings and info sheets provided by the listing agency for the house quoted the annual taxes. My own investigation confirmed that the amount quoted is after several discounts or credits (retirement, veteran, star, and the like).
I would [...]
Does anyone know how can reverse negative item on credit report due creditor negligence?
Sunday, June 7th, 2009parker50 asked: Creditor never issued me an online statement to my email. They said nothing they can do as I signed up for electronic mailing. The balance was an annual fee they charged with no other balance, not anything I purchased.Faye Giambra
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55o credit score?
Sunday, June 7th, 2009purplerose asked: Experian credit online gave me this score. Is the annual credit report ligit. When you look at your information does it has everything on it or does it show certain things? What is the best way to re-establish credit.Aurelia Kragh
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