Archive for April, 2009
Weird Soc.Sec. # Appearing On Credit Report?
Becca W. asked: Recently my husband checked his free annual credit report(Experian) and we noticed a section that states Social Security Number Variations and has a number there.Well I checked the social security number on a SSN Validator and it came up as being issued in Missouri between 1956 and 1957 well my husband wasn’t [...]
How do I pay this debt after it was taken to court over a year ago and judgement was filed against me?
Adrian asked: I live in Virginia, USA. About two years ago I got approved for a credit card from Capitol One. I maxed out the credit line on it and couldn’t make the payments anymore. It was a $500 credit line. A few months later, I then received summons letters from them that they were [...]
Why did American Express check my credit history three times in one month?
friendlyneighborhoodstockman asked: I just checked my free annual credit report with Experian and they showed Amercian Express doing a review of my credit on three different dates in February. Why are they doing this? Does it hurt my rating if they do it often?Justin Sladek
How long after bankruptcy will it take before I can get a credit card with at least a $2,000 limit?
Zachary asked: I filed bankruptcy in April of 2006 and it was discharged that August– My score has gone from the low 400s to the high 500s, and will flirt with the low 600s. I’ve been trying to reestablish my credit with about 5 credit card, but they all have LOW limits, which is hurting [...]
Where To Get Annual Credit Report?
Andrew A asked: Hi. I’d love to get an annual credit report. I hear we are entitled to one a year. Is that true? If so, where can I get one?Roderick Drentlaw
I need to get my credit report from annual credit report.com but am afraid of Identity theft?
jimbobob asked: Which would be the safest. By Email,Postal mail or phone.Alex Galletti
Help reading an annual report?
Pantocrator asked: I have to do a project on a company, and its annual report is somewhat confusing……I just need help ananlyzing this paragraph: “The Corporation considers all investment securities with a maturity of three months or less when acquired to be cash equivalents. All cash and temporary investments are placed with high-credit-quality financial institutions, [...]
Anyone know of a great credit card or a website that compares the best ones?
Rossonero NorCal SFECU asked: I have good to great credit, but my current card has me at 28% interest. Probably because I was careless about paying on time years ago, but there have been no lates on my credit report for the past 4 years. I pay it off completely within the 25 days 99% [...]
A question about my credit score?
MellyG asked: On Experion my credit score did not change for the month it stayed 609, my Equifax changed from 609 to 627 and my transunion went from 607 to 597. WHy they change? I had some stuff on my credit that was not mine and I got it taken off and all three credit [...]