Archive for September, 2008

How do I get my free annual credit report from the Trans Union web site?

Saturday, September 27th, 2008

Char asked: When I am transferred to the Trans Union web site from annualcredit report.com, all I can see are offers for credit reporting products and the option to order them. There are no pointers to the free yearly credit report. How do I get the free report from this web site?Valarie Brawner

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Would it count as an inquire when you order your free annual credit report?

Thursday, September 18th, 2008

ticosport9 asked: I would like to get my free credit report, I heard that you have the right to get one once a year, Would it count as an inquire when you order your free annual credit report?…I already have lots of inquires.
Thank youFumiko Blouir

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Have all of you done this yet?

Monday, September 15th, 2008

Brian J asked: Recently, I’ve seen a number of questions that go something like, “My grandfather hasn’t filed taxes for 15 years….. What do we do?” Unfortunately, by the time you ask that type question it’s way too late to do anything about it.
Do every one of you request your Social Security Earnings [...]

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What should I write to credit bureaus?

Wednesday, September 10th, 2008

nra2877 asked: I hear time and time again that I should write to the credit bureaus to dispute negative accounts whether they are accurate or not. So I’m going to give it a shot but I need to know what to do first.
First, exactly what am I supposed to write? I have no idea how [...]

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Does requesting a free credit report from the three agencies lower your score just because you asked for it?

Monday, September 1st, 2008

Gobbledygook asked: I think I’ve heard that credit inquires(for seeking loans,etc.) of the 3 credit bureaus results in lowering the score and is cumulative. The more inquires such as home buying, auto purchase, major appliance or personal loans the lower the score goes each time. If this is true, does it also apply to personal [...]

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